Banking & Finance

Card issuance, under control.

From the moment your core system approves a card to the moment it reaches the customer's hand, dozens of hand-offs happen in the dark. PCI Tracker is the control tower for every card and PIN you issue — one system of record, one audit trail, from request to hand-off. Live today at QNB ALAHLI Egypt.

PCI Tracker · Global Monitoring
DRDebit card · REQ-2048Imported from core · validatedQueued
CRCredit card · REQ-2041Personalization · partner SFTPIn transit
PNPIN mailer · BATCH-118Courier manifest · POD pendingDispatched
DRDebit card · REQ-2039Delivered · activation receivedActivated
Every hand-off loggedTimestamped & attributed
Card & PINTwo tracks, one record
Best fitCard-issuing banks

Debit and credit operations that must prove every hand-off, end to end.

Operating modelOne control tower

Card and PIN tracked on parallel tracks against a single card record.

GovernancePCI-DSS-aligned

File-based at every trust boundary — no real-time dependencies.

Trusted across banking & finance
QNB ALAHLIBanque MisrCIBBanque du CaireEFG Hermes
Why PCI Tracker

The card-issuance supply chain, in one system.

Card issuance spans PCI-DSS controls, core-banking integration, courier hand-off, and audit trails — every one a point where compliance and traceability matter. PCI Tracker brings them under a single roof.

One system of record

Every card and PIN mailer, from core-system request to customer hand-off, lives on a single auditable record — not scattered across emails, spreadsheets, and courier portals.

Compliance, built in

PCI-DSS-aligned controls, segregation of duties, and a complete trail behind every action — so an audit finds evidence, not gaps.

Proven in production

Live at QNB ALAHLI Egypt across debit and credit issuance — branches, operations, monitoring, and admin — under an annual SLA.

How it works

From blank stock to customer activation.

Every card and PIN traced through the whole issuance chain — requested, produced, distributed, and activated, fully audited.

1

Request

Card and PIN requests raised from your core system, logged and referenced.

2

Produce & personalize

Track blank-stock inventory through personalization, PCI-aligned at each step.

3

Distribute & track

Follow every card from vault to branch to customer, with custody at each hand-off.

4

Activate & reconcile

Confirm activation and reconcile the full chain, end to end.

Works with what you already runCore bankingCard personalizationBranch networkActive DirectoryReporting
Inside PCI Tracker

Nine modules. One data spine.

Pick a capability and see what runs behind it.

Lifecycle tracking

From core request to the customer's hand — one record.

Every card and its PIN mailer move on parallel tracks against a single record, through eleven tracked stages. You always know where a card is, who's holding it, and how long it's been there.

  • 01

    Home & Search

    Find any card by account, mobile, name, or ID — the full card profile on one screen.

  • 04

    Global Monitoring

    Exception review, aging bands, bulk SMS and email, and courier scorecards.

  • 05

    Issuance & Maintenance

    Reconcile lifecycle state directly from core-system log files.

Card lifecycle · REQ-2048
1Imported from coreValidated & filteredDone
2Sent to personalizationPartner SFTP transferDone
3Courier manifest issuedPOD awaitedActive
4Delivered & activatedActivation file receivedPending
Integrations

Integrated with everything, dependent on nothing.

PCI Tracker sits at the centre of your card ecosystem — connecting core, personalization, couriers, directory, and messaging. Everything at the trust boundary is file-based, with no real-time dependencies and every endpoint admin-configurable.

  • Core system

    Files in and out, plus activation XML — the source of every card request.

  • Personalization partner

    Bidirectional SFTP for print files and returned reports.

  • Couriers

    Manifest and proof-of-delivery file exchange, with courier scorecards.

Integration map · 70+ pipelines
CSCore SystemFiles in/out + activation XMLLinked
PZPersonalizationSFTP bidirectionalLinked
CRCouriersManifest + POD exchangeLinked
ADActive DirectoryLDAP authenticationLinked
SMSMS & EmailSOAP batch · scheduledLinked
Reporting & control

One audit trail, ready before they ask.

Operational, aging, courier, and management dashboards sit on the same data spine as blank-card inventory and full administrative control — so reconciliation and compliance evidence are always one click away.

  • 07

    Reports & MIS

    Operational, aging, courier, invoices, and management dashboards.

  • 06

    Stock Management

    Blank-card inventory by product, with a full IN/OUT audit trail.

  • 09

    Administration

    Users, roles, permissions, error logs, and IIS control.

Aging & courier scorecard
A10–2 daysOn track82%
A23–5 daysWatch14%
A36+ daysEscalate4%
COCourier on-time rateRolling 30 days96%
0
functional modules, from import to reporting
0
lifecycle stages tracked end-to-end
0+
SSIS data pipelines for file-based integration
0+
database objects across 14 entity clusters
Where it pays off

Built for everyone who touches the card.

For card operations

Run on exceptions, not guesswork

Daily imports, exception queues, aging bands, and courier scorecards mean your team clears what needs attention — instead of chasing every card by hand.

For risk & compliance

Evidence on demand

Every hand-off is timestamped and attributed, with segregation of duties enforced. When the auditor asks, the trail answers — in seconds.

For the customer

Cards that arrive, activations that work

Real-time status on every card and PIN means fewer "where is my card" calls, faster activation, and a hand-off you can stand behind.

What changes with PCI Tracker

The same issuance volume — but every card traceable at every hand-off, PCI-aligned, and reconciled to the last unit.

100%
of cards traced end to end
Every
hand-off with custody logged
PCI
aligned across the lifecycle
Zero
blank stock unaccounted for
Straight answers

The questions risk teams always ask.

On-premise inside your own environment, aligned to PCI-DSS. Everything at the trust boundary passes as files, with no real-time dependencies — so the security perimeter stays clean and auditable.

Your core system, personalization partner, couriers, Active Directory, SMS gateway, and email — through 70+ SSIS packages, a background service, and admin-configurable endpoints. No endpoint is hard-coded.

Every debit and credit card and its PIN mailer, on two parallel tracks against one card record, across eleven lifecycle stages — from core import to delivery and activation.

Yes. PCI Tracker is live at QNB ALAHLI Egypt across branches, operations, monitoring, and administration, under an annual SLA — a single system of record for every card and PIN the bank issues.

See PCI Tracker on your own issuance flow.

Book a walkthrough and we'll map it to your core system, your couriers, and your controls.

Request a demo